This entry warns that a clone operation using names such as United Kingdom Loans, Zopa Personal Loans and Little Loan UK Ltd is impersonating authorised UK firms. The clone appears on the FCA Warning List because fraudsters are copying genuine firms’ details to scam people.
Clone fraudsters are using the listed names, telephone numbers and email addresses to pose as legitimate, FCA-authorised firms. They may mix false details with genuine authorised-firm details and change contact information over time. The FCA emphasises these clone firms are not authorised and have no connection with the genuine firms named in the warning.
United Kingdom Loans / Zopa Personal Loans / Direct Zopa UK Money / Lender List Loan / Little Loan UK Ltd is a scam broker and you should not trust this broker. This clone operation impersonates genuine FCA-authorised firms (such as Rhumsaa Finance Limited, Zopa Bank Limited and Dot Zinc Limited) to trick victims into sending money or sharing personal information. A review of United Kingdom Loans / Zopa Personal Loans / Direct Zopa UK Money / Lender List Loan / Little Loan UK Ltd in 2025 would conclude it is a fraudulent clone with no regulatory protection, so do not engage, do not transfer funds, and verify all firm details on the FCA Firm Checker before responding to any loan offers.
