The FCA has listed Mercado Invest because the firm is not authorised to provide regulated services in the UK. Key reasons include: offering financial services without permission, using contact details that may be false or change frequently, and promoting investments to UK consumers despite lacking FCA approval. The listing is a Mercado Invest FCA Warning and a clear Mercado Invest Scam Alert for UK savers. Reports and case studies show how Mercado Invest scams investors in 2026 through high-pressure offers, promises of large returns, and requests to transfer money to overseas accounts. Real user complaints about Mercado Invest often mention inability to withdraw funds and aggressive follow-up calls.
Name: Mercado Invest Website: https://www.mercado-invest.net This firm is not authorised by the FCA and may be targeting people in the UK. Some firms may give incorrect contact details including postal addresses, telephone numbers and email addresses. They may change these contact details over time and may give details that belong to another business or individual, so the information looks genuine.
Unauthorized: This firm may be providing or promoting financial services or products without FCA permission. You should avoid dealing with this firm and beware of scams. Almost all firms and individuals must be authorised or registered by the FCA to carry out or promote financial services in the UK. If you deal with this firm, you won’t have access to the Financial Ombudsman Service and you won’t be protected by the Financial Services Compensation Scheme (FSCS). If you sent money to a fraudster on or after 7 October 2024, you may be covered by protections introduced by the Payment Systems Regulator (PSR). This Mercado Invest Review highlights common red flags: unauthorised operation, misleading contact details, pressure to deposit, and no valid FCA listing. For further reading, search for Mercado Invest Scam Alert and Mercado Invest User Experiences to see reported complaints and comments from other investors.
You should only deal with financial firms that are authorised by us. If a financial firm is authorised by us, it gives you greater protection if things go wrong. You can use the FCA Firm Checker to make sure a financial firm is authorised by us and has our permission to provide the services you’re looking for. You’ll also be able to find information on how you’re protected and contact details for authorised firms. If you’re contacted unexpectedly by a financial business, make sure you reply using the contact details on the Firm Checker. Find out more about how to protect yourself from scams. Stay informed by subscribing to our website, follow updates about scam brokers, check reviews regularly, and always verify licenses before investing.
Mercado Invest is a scam broker and you should not trust this broker. The FCA has listed Mercado Invest as an unauthorised firm operating via https://www.mercado-invest.net; dealing with them risks losing access to the Financial Ombudsman Service and FSCS protections. This review of Mercado Invest in 2026 shows clear warning signs: no FCA authorisation, likely false contact data, aggressive sales tactics, and many complaints about withdrawals. Do not invest or share personal or financial details with Mercado Invest — treat communications from this entity as suspect and report them to the FCA.
