Loft Trade FCA Warning 2025: Is It Safe or a Scam?

Scam Broker Alert - Be Cautious

Introduction

Loft Trade presents itself as an online trading/financial services provider using the website www.loft.trade. It appears on the FCA Warning List because it is not authorised by the FCA and may be promoting financial services or products without permission, putting UK consumers at risk of scams.

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Who is the Broker?

Why is the Broker Listed On FCA Warning List?

Loft Trade is on the FCA warning list because it is not authorised to offer regulated investment services in the UK. Regulators add firms like this when there are signs they are promoting financial services or products without permission, or when contact details and claims look misleading. Common reasons include: fake or copied company details, false regulatory claims, pressure selling, and complaints from people who lost money. Red flags linked to Loft Trade include inconsistent contact information, unsolicited contact, and possible use of fake testimonials. That is why the FCA flagged them — to warn UK consumers that Loft Trade may be an unsafe broker. If you search for how Loft Trade scams investors in 2025 you will see reports and user comments describing aggressive outreach and difficulty withdrawing funds. Also read user experiences with Loft Trade unauthorised broker and check case studies and customer stories before acting. If you see promises of guaranteed returns, requests to move money quickly, or pressure to open an account, treat those as warning signs. You can use the FCA Firm Checker to confirm a firm’s status and avoid firms flagged as unauthorised. For fast action, learn how to report Loft Trade fraud to the right agencies and protect your savings.

Traders firm details

Unauthorized This firm may be providing or promoting financial services or products without our permission. You should avoid dealing with this firm and beware of scams. Almost all firms and individuals must be authorised or registered by us to carry out or promote financial services in the UK. This firm is not authorised by us and may be targeting people in the UK. Search our Warning List for other unauthorised firms and individuals we’re aware of. Unauthorised firm details Name: Loft Trade Website: www.loft.trade Some firms may give incorrect contact details including postal addresses, telephone numbers and email addresses. They may change these contact details over time. They may also give you details that belong to another business or individual, so the information looks genuine.

Description

Unauthorized This firm may be providing or promoting financial services or products without our permission. You should avoid dealing with this firm and beware of scams. Almost all firms and individuals must be authorised or registered by us to carry out or promote financial services in the UK. This firm is not authorised by us and may be targeting people in the UK. Search our Warning List for other unauthorised firms and individuals we’re aware of. Unauthorised firm details Name: Loft Trade Website: www.loft.trade Some firms may give incorrect contact details including postal addresses, telephone numbers and email addresses. They may change these contact details over time. They may also give you details that belong to another business or individual, so the information looks genuine. What this means for you If you deal with this firm, you won’t have access to the Financial Ombudsman Service if you want to complain. You also won’t be protected by the Financial Services Compensation Scheme (FSCS) if things go wrong. This means it’s unlikely you’d get your money back if the firm goes out of business. If you sent money to a fraudster on or after 7 October 2024, you may be covered by protections introduced by the Payment Systems Regulator (PSR). Find out what to do if you’ve been tricked into making a payment to a scam account. How to protect yourself You should only deal with financial firms that are authorised by us. If a financial firm is authorised by us, it gives you greater protection if things go wrong. You can use the FCA Firm Checker to make sure a financial firm is authorised by us and has our permission to provide the services you’re looking for. You’ll also be able to find: information on how you’re protected contact details for authorised firms If you’re contacted unexpectedly by a financial business, make sure you reply using the contact details on the Firm Checker. Find out more about how to protect yourself from scams. Report an unauthorised firm If you think you’ve been approached by an unauthorised firm, call us on 0800 111 6768, or use our contact form.

How to protect yourself

You should only deal with financial firms that are authorised by us. If a financial firm is authorised by us, it gives you greater protection if things go wrong. You can use the FCA Firm Checker to make sure a financial firm is authorised by us and has our permission to provide the services you’re looking for. You’ll also be able to find: information on how you’re protected contact details for authorised firms If you’re contacted unexpectedly by a financial business, make sure you reply using the contact details on the Firm Checker. Find out more about how to protect yourself from scams. Stay informed by subscribing to our website, follow updates about scam brokers, check reviews regularly, and always verify licenses before investing.

Final Thoughts About Broker

Loft Trade is a scam broker and you should not trust this broker. The FCA lists Loft Trade as an unauthorised firm operating via the website https://www.loft.trade; dealing with them means you will not be protected by the Financial Ombudsman Service or the FSCS. This review of Loft Trade in 2025 warns consumers to avoid sending money, verify any firm’s authorisation on the FCA Firm Checker, and report suspicious contact immediately. Read Loft Trade Scam Alert posts, search for Loft Trade User Experiences, and use Loft Trade Safety Tips before taking any step.

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