Dot Dot Loans is presented as a clone of an FCA-authorised firm, using copied contact details to trick people into believing it is legitimate. It appears on the FCA Warning List because it is not authorised and has been contacting people while impersonating a genuine authorised firm.
Dot Dot Loans is listed because it is an unauthorised clone impersonating an FCA-authorised company. The firm has been contacting potential customers using copied contact details and giving false information to appear legitimate. The FCA flags firms like Dot Dot Loans when they pose a risk to consumers by offering regulated services without permission. Reports and complaints from people who were approached or who lost money led to the FCA placing this Dot Dot Loans FCA Warning. The listing warns that dealing with this unauthorised firm could lead to financial loss and no access to FSCS or the Financial Ombudsman Service.
You should only deal with financial firms that are authorised by the FCA. If a financial firm is authorised by the FCA, it gives you greater protection if things go wrong. You can use the FCA Firm Checker to make sure a financial firm is authorised by us and has our permission to provide the services you’re looking for. You’ll also be able to find information on how you’re protected and contact details for authorised firms. If you’re contacted unexpectedly by a financial business, make sure you reply using the contact details on the Firm Checker. Find out more about how to protect yourself from scams. Stay informed by subscribing to our website, follow updates about scam brokers, check reviews regularly, and always verify licenses before investing.
Dot Dot Loans is a scam broker that impersonates an FCA-authorised firm by copying contact details and presenting false credentials. You should not trust this broker — reports show it is an unauthorised clone operation and poses a high risk of financial loss. This review of Dot Dot Loans in 2025 highlights clear warnings from the FCA: no FSCS protection, no access to the Financial Ombudsman Service, and frequent changing of contact details to evade detection. Do not send money or personal information to Dot Dot Loans and verify any firm’s licence before engaging.
