Refundable Ltd presents itself as a financial services firm but is listed by the FCA as an unauthorised firm targeting people in the UK. It appears on the FCA Warning List because it is not authorised by the FCA and customers would have no access to the Financial Ombudsman Service or FSCS protection.
The FCA has listed Refundable Ltd because it is not authorised to operate in the UK and appears to be targeting UK consumers. Typical reasons include false claims of regulation, use of cloned or fake documentation, aggressive sales tactics, and a pattern of customer complaints. Reports and fake reviews suggest trust issues, withdrawal problems, and potential fraud. For these reasons the FCA flagged Refundable Ltd with a Refundable Ltd FCA Warning and added it to their unauthorised firms list.
Dealing with financial firms that are authorised or registered by us gives you greater protection if things go wrong. Check the Financial Services (FS) Register to ensure they are authorised or registered. It has information on firms and individuals that are, or have been, regulated by us. If you used an authorised firm or registered firm, access to the Financial Ombudsman Service and FSCS protection will depend on the investment you are making, the service the firm is providing, and the permissions the firm has. If you would like further information about protection, the authorised or registered firm should be able to help. If a firm does not appear on the FS Register but claims it does, contact our Consumer Helpline on 0800 111 6768. There are more steps you should take to protect yourself from scams. Report an unauthorised firm: If you think you have been approached by an unauthorised firm, you should contact our Consumer Helpline on 0800 111 6768. If you have been approached by a scam firm, then please visit our contact us page. Stay informed by subscribing to our website, follow updates about scam brokers, check reviews regularly, and always verify licenses before investing. Refundable Ltd Safety Tips: never send money without checking the FS Register, read Refundable Ltd User Experiences and testimonials, keep records of all communications, and check bank and card protections. Follow steps to avoid Refundable Ltd scam and look up user experiences with Refundable Ltd unauthorised broker before you act.
Refundable Ltd is a scam broker and you should not trust this broker. The FCA lists Refundable Ltd as an unauthorised firm targeting UK consumers; you will not have FSCS protection or access to the Financial Ombudsman Service if you deal with them. A review of Refundable Ltd in 2026 would warn potential investors that this firm is unauthorised, carries high risk of fraud, and should be avoided — do not send money or provide personal information to Refundable Ltd. Use Refundable Ltd Scam Alert and Refundable Ltd Review pages to stay updated and protect others.
